Can we still fInd a home for rent with a prior eviction? This is a common question from our customers.
For individuals with prior evictions due to broken lease agreements or other reasons, it will traditionally be a huge problem getting appproved. If the landlord found it necessary to evict the tenant from the property, it will have a very negative impact on rental approval from just about all apartment complexes, owners, landlords, and property management companies.
In the rental application they will generally ask if you have ever been evicted from a property. If you were evicted you would need to let them know about the eviction. If you lie, again, this would be grounds for denial. Sometime people call and ask me I had an eviction filed, but the eviction didn’t go through, so why am I still getting denied? Well, the short answer is that If you were evicted for reasons you don’t agree were your fault or were reasonable purposes for eviction, the property management screening software picks up the filing, and not the disposition of the case. So, at this point its really up to the management company or landlord to either give you conditional approval or not. You may also want to include a document explaining the situation for for this eviction that was filed but then wither dismissed or mutually terminated. In some cases landlords may evict for reasons that aren’t in compliance with your State’s tenant rights and you can dispute these these evictions at the court house and have them vacated. If you were wrongfully evicted you should seek legal counsel or call your local Justice of Peace and attempt to also “vacate your judgement”. This will help you restore your rights, clear your credit, and have any damages reported paid, if necessary. You would also want to make sure your eviction or breach of contract is not reported on your credit report or rental history if you were evicted for reasons outside of your tenant rights. So, the next step would be to send in the paperwork from the Justice of Peace to all three of your credit bureaus and also include sending copies to the five major rent bureaus.
We’re not going to go into all the details and legalities of evictions, but want you to know that in cases where you were at fault for legal eviction, there are still solutions we can provide to help you get approved for a rental property. We’ve helped countless people that could not rent with a prior eviction get back on track and living in luxury rentals and rebuilding their credit at the same time.
So, the good news is we can still help! the bad news is it may be just stuck on your credit for several years.
The reason why we can help is because our process is different is just simply different than what you may have ever gone through and we understand that circumstances happen.
The economy changes, times in peoples lives change and fundamentally people are always seeking to improve their credit and their lifestyle.
We don’t base our approval on credit or past evictions, our clients are approved on income and passing a criminal history background check.
If you have a prior eviction that is holding you back from renting the nicer properties, contact us to see if our rental guarantee program is a right fit for your needs.